Frequently Asked Questions
What credit score do I need?
We provide loans for borrowers with a wide range of credit profiles. Our Sterling Lending Group approach evaluates your financial history beyond just a single score to determine your eligibility.
How are interest rates determined?
Our rates are calculated based on a comprehensive risk assessment. We offer competitive rates tailored to your individual financial situation and repayment capacity.
What are the repayment terms?
We offer flexible repayment plans designed to fit your lifestyle. Our terms are structured to ensure you can manage your monthly payments while achieving your financial goals.
How long does approval take?
Our streamlined application process is designed for speed. Most loan approvals are completed within 24 to 48 hours, allowing you to access your funds quickly.
Are there any fees?
We believe in transparent lending. Our fees are clearly outlined in your loan agreement, and we do not charge any upfront fees or hidden costs to our borrowers.